Satisfied Spending blends life coaching, personal finance and psychology to achieve a satisfying financial life.
My approach focuses on what most personal finance programs tell you not to do:
You can’t take money with you. Therefore, you must learn how to spend it now for satisfaction.
It is through embracing spending (not saving) you discover satisfaction in your financial life.
Using a four-step process, Satisfied Spending teaches you to embrace spending in a way you never have before. By fully immersing yourself in spending, you dive into the heart of most money woes: your relationship with money.
Your relationship with money is the longest relationship you will ever have. Period. It is discussed before your birth and after your death. You cannot run from it. You cannot hide from it. Thus, you need to foster a healthy relationship with it to live the life you desire.
Financial peace and traditional (a.k.a. responsible) financial management will not necessarily lead you to the life you deserve. Satisfied Spending closes the gap between loving today and looking forward to tomorrow.
Step 1: Know What YOU Want
The vast majority of financial goals and general money management programs fall flat emotionally because they are not tailored to you. By focusing on financial goals or actions set by others, you may forever trap yourself in a vicious hedonic adaptation cycle. The first step to improving your money relationship starts by recognizing your life desires and developing goals around them – not money.
Step 2: Reveal Your Money’s Secrets
The key to unlocking spending satisfaction is in your wallet. How and where you spend right now reveals the disconnect between where you are and where you want to be. It’s more than just dollars and cents though. You need to probe your underlying spending motivations by asking specific questions of your heart and wallet. The authentic, heartfelt answers to those questions open the door to understanding why behind your financial stress and discontent. This step also begins the process of improving your money relationship.
Step 3: Increase Your Satisfaction
Once you know what you want and your wallet’s secrets, you can really burn rubber on finding satisfaction in spending. However, before you start slashing or ramping up spending, there is one more thing you need to do. You must understand how you are using money to fulfill all your human needs. Further, you need to focus spending changes on areas with the largest gap between current actions and desired results. By closing the large gaps first, you get big emotional gains with the least amount of effort – and who doesn’t want more for less?
Step 4: Train Your Brain
After adjusting spending and gaining more satisfaction with what you already have, it’s time to train your brain. This step is where the magic happens. Steps one through three have prepared you to tackle the big money relationship issues. Now you are going to dive deep into your money attitudes. These deep-rooted thoughts and perceptions about money have a huge impact on your emotions. Those emotions, in turn, drive your spending behaviors without your conscious approval. By shifting your money beliefs and understanding what purchases bring the most happiness, you can maintain satisfied spending with minimal effort.
Are you ready to:
- Improve your lifestyle?
- Look forward to reviewing your finances?
- Say goodbye to buyer’s remorse and?
- Enjoy guilt-free spending?
If so, you have come to the right place.
Shoot me a quick note and together, we will carpe diem!